• Red Rat
  • Homie
  • Ezpay
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  • Oxipay
Red Rat

How it works

Important Info

Get up to $250 to spend

$20 $140
$25 $175
$30 $210
$35 $245
$40 $250


Receive $20 OFF

With your First Purchase. *Applies to full priced items only, not to be used in conjunction with any other offer. Minimum spend $99.

Receive $100 store credit

When you refer 3 friends or family members within a month and receive $100 store credit when all 3 first payments are received

Where can I shop using EzPay?

  1. You can use your Ezpay account at any Red Rat Store. Click here to Find a Store near you
  2. You can shop Streetwear here online at www.redrat.co.nz. Click here to Shop Red Rat Now
  3. You can shop Homeware online at www.homie.co.nz. Click here to Shop Homie Now

How do I sign up for an EzPay account?

  1. Complete an account application form and select an affordable on-going weekly repayment amount. Application forms can be printed here, then just bring it into any of our stores or contact us on 0800 728 728 and we'll arrange a rep to come see you.
  2. Supporting your signed application form must be at least one Direct Debit form - completed and signed with proof of your bank account number.
  3. You must be over 18 and a New Zealand resident to apply for an EzPay account.
  4. Proof of identity and bank account is required when applying for your EzPay account. Preferably a photo ID (passport, Driver's License, 18+ Card or NZ Firearms License), otherwise 2 of the following forms of secondary ID:
    1. Community Services Card
    2. Birth Certificate
    3. IRD Card
    4. Marriage Certificate
    5. Super Gold Card
    6. Student ID
  5. Your application is subject to approval and if all terms are met, you could have an EzPay account within 2 working days of submitting all required documents.
  6. PLEASE NOTE: Ezpay is currently only available for New Zealand customers.

How does EzPay work?

  • To activate your new EzPay account after application has been fully completed, the first two payments must be successfully received from your nominated bank account. The corresponding extended credit amount will then be loaded to your account and you're all set to start shopping in-store and over the phone.
  • To shop online, please contact our Customer Care team on 0800 728 728 and they'll activate your online account.
  • Each week or fortnight, your specified repayment amount will be paid directly to us from your bank account.
  • Stay in touch with us and let us know whenever you need help or if your circumstances change.

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